31 Great Quotes from Retire Inspired book

Chris Hogan is a public speaker and author on the subject of retirement. Hogan is a former National Champion and All-American football player in college. After graduating, Chris worked in the mortgage industry by helping his clients’ manage their money and operating their businesses until he met Dave Ramsey.

I have personally met Chris several times this past year. Chris selected me to be on his Retire Inspired book “pre-launch” team which enabled me to receive an advance copy of the book before it became publicly available today.

Retire Inspired is available for purchase on Chris’s website: http://retireinspiredbook.com/?ectid=50.10.512

Quotes from Retire Inspired book:

1. “Your dreams cannot be delegated to someone else; YOU must own them.”

2. “Planning is the process where you connect your actions to your goals.”

3. “Execution means taking the right steps at the right time.”

4. “Commitment means embracing the sacrifices necessary to get you to your dream.”

5. “Vigilance is a mindset that you are going to protect your dream and your legacy.”

6. Think about regret like the REARVIEW mirror in your car. You check it every once in a while to keep yourself from making terrible mistakes while you’re driving. But why is that little mirror so small and the windshield of your car so big? Because you are supposed to look forward!”

7. “Retirement is not an old person thing; it’s a smart person thing.”

8. “You must first visualize what you want retirement to look like for you.”

9. “How do I ignite a fire to save toward retirement but still give myself permission to LIVE in the NOW?”

10. “Interest that you PAY is a PENALTY; interest that you EARN is a REWARD.”

Chris Hogan – “The Champ”

11. “Failing to plan is the same as planning to fail. You’ll never get where you want to go if you don’t plan your route; that’s true for road trips and retirement!”

12. “You will need a team of people who will help you make the best decisions when it comes to your investments, insurance, real estate, taxes, and estate planning.”

13. “You know what a “nice” vacation really means for kids? It means spending quality time with them. Unplug the phones, power everything down, and just be present with them. It is as simple as that.”

14. “It is important to understand that, no matter what phase of life you are in, you will never outgrow the need for a budget.”

15. “You’ll have two things in retirement that you’ve never had at the same time before: time and money. But, if you’re married, you will have an abundance of something else, maybe for the first time—togetherness.”

16. “When it comes to saving and investing for retirement, NOBODY, no matter their age, feels like they got started early enough.”

17. “I want you to understand that, if you have kids, you’ll probably spend more time in retirement than you spent raising your children.”

18. “In fact, if you have planned the right way, retirement can be your best opportunity to share the blessings that you’ve received throughout your own life.”

19. “Don’t forget that fun DOESN’T require money.”

20. “If you are not intentional with your money, you will always spend more than you earn.”

Dave Ramsey and Chris Hogan - Retire Inspired

Dave Ramsey and Chris Hogan – Retire Inspired

21. “Debt, just like quicksand, slows down your progress, and it often brings your journey toward that dream to a complete halt.”

22. “In addition to borrowing from your dreams, debt places you at risk. No matter what is happening in your life, no matter what life deals you, that debt will always demand a payment each month.”

23. “What can I do that will have a generational impact on my family?”

24. “We have to be conscious of the choices we make in our own lives that no one else can really see. We have to be making those right choices “below the waterline” that support our mission.”

25. “You need to be discerning about what you are going to carry into the last third of your life, and rule number one is that debt cannot follow you into retirement.”

26. “Think about how much you send to the mortgage company every month. Now imagine sending that cash straight into your retirement dream.”

27. “Nothing kicks your retirement savings into high gear like paying off the house and making mortgage-size deposits into your retirement account!”

28. “You should never, and I mean never, cosign for your children’s housing, cars, school, or anything else.”

29. “Statistically, the average retiree spends about $5,000 per year out of pocket for health care. But experts—including me—actually suggest playing it safe by budgeting $11,000 per year for health care costs in retirement. That’s more than $900 a month that needs to be accounted for somewhere in your budget.”

30. “Over time, I began to understand the value of making those sacrifices, and I no longer felt like I was having things taken away. It was a sacrifice that became a worthy investment.”

31. “You are one decision away from making your retirement GREAT.”

EL: John Felkins, Christy Wright, Chris Hogan, Dave Ramsey

EL: John Felkins, Christy Wright, Chris Hogan, Dave Ramsey

All Excerpts From: Hogan, Chris. “Retire Inspired.” Ramsey Press, 2015-12-08T18:33:08Z. iBooks. This material may be protected by copyright.

Chris Hogan helps spread the message of hope and financial peace to audiences across the country. Chris helps people plan for their future and reach their retirement goals through his Retire Inspired Live Events and R:IQ Assessment tool. Hogan also works with high profile clients, including business leaders, professional athletes and entertainers, to help them develop financial strategies to generate revenue, protect their wealth, and secure their futures.